This policy provides coverage for the consequences of claims for accidents which have occurred in elevators that are under maintenance constantly, which may result the claims of third parties.

This policy provides coverage for the consequences of claims for losses or damage which have occurred in policy period and may be lodged by third parties against the insured on account of the capacities, activities, and legal relationships shown in this policy which may result from the death or wounding of third parties or the impairment of their health, and material losses and damage caused to properties belonging to third parties within the framework of the provisions of the laws of the Republic of Turkey concerning legal responsibility and up to the sums stipulated herein.

Losses and damage arising from events which are the result of premeditation or are caused deliberately, claims made by persons who have a service or power of attorney relationship with the insured or by members of the insured's family and damages arising from losses and damage sustained on account of earthquakes, floods, inundations, avalanches, landslides, volcanic eruptions, explosions, fires, smoke, fog, steam, water, rotting or the intrusion of water.

This insurance provides coverage up to the sum stated in the agreement, for legal liability of the Insured who are from the professions listed below and member of the related chamber, union, institution etc. resulting from losses caused by the Insured while practicing their professional activity as stated in the policy and also as defined by the contract parties as a result of inadequate and/or faulty activity.

This insurance covers the claims for bodily/material loss or damage as a result of an occurrence which happens in the course of the work that is in scope of the policy or from the usage of the insured product.

This insurance covers the liability of the Insured within the framework of the provisions of the laws of the Republic of Turkey concerning legal responsibility and up to the sums stipulated on this policy.

This insurance covers the claims above and out of the aid given by the Social Security Institution that can be demanded by the workers who have a contract of employment with the employer and working in accordance with the Social Security Law or the lawful heirs of them as a result of work accidents in respect of the liability of the employer.

Furthermore, the claims to be paid as a result of recourse cases sued by the Social Security Institution are also in scope of this insurance.

Work accidents occurred out of Turkish Republic and moral indemnity demands are also in scope of this insurance.

Below listed risks can also be included in scope of the policy:

• Accidents occurring while the workers are transported by a vehicle provided by the insured to the workplace
• Occupational disease

This insurance covers the liability of the flammable, inflammable, explosive and caustic material manufacturers, transferors or sellers and warehouses against the material and/or bodily damage or loss of third parties directly resulting from these materials up to the limits indicated on the policy.

This insurance provides covers the liability to be incumbent on natural and legal entities working on

• the production, storage, transportation, sale and usage of all kinds of flammable, inflammable, explosive and caustic material in natural or synthetic, gas, liquid or solid state
• collection, transportation, temporarily and interim storage, recycle, reuse and removal of garbage in framework of Environment Law No. 2872 dated 9/8/1983
• as a result of loss or damage of third parties arising from an accident in course of their professional activity even if they are faulty or not within the limits written on the policy.

This insurance covers the liability of the companies filling LPG against the bodily and/or material loss or damage of third parties as a result of explosion, leakage, burning of these LPG cylinders in the place they are used that they fill or have it filled by an another company and deliver the consumers directly or by a dealer.

This insurance provides coverage for the private securities against the loss or damage of third parties that they cause in course of their duty.

This insurance also provides coverage for the defense of the policy owner against unjustified requests.

This insurance provides coverage for legal liability of the insured in framework of “Act On Guidelines For Response To Emergencies And Compensation Of Losses In Case Of Pollution Of The Marine Environment With From Oil And Other Harmful Substances” no 5312 dated 03.03.2005, expenses for purification of sea, transportation and removal of collected garbage, claims as a result of death or bodily damage of third parties and loss or damage of private goods arising from pollution or pollution risk in inland waters, coastal waters, continental shelf, exclusive economic zone of Turkey, caused by the coast facility indicated on the policy in respect of General and Special conditions herein.

This insurance covers the liability of doctors, dentists and specialists in respect of proficiency in medical legislation in course of their duty against the claims

• as a result of an occurrence happening in policy period and indemnified in the policy period or after the expiration date
• as a result of an occurrence happening before the policy inception date and only can be indemnified in policy period against the insured
• legal expenses related with these demands within the limits written on the policy.

Our company provides coverage with following policy types;

Operational Insurances

• Machinery Breakdown Insurance
• Electronic Equipment Insurance

Operational insurances provide coverage for the insured machinery and electronic equipment aganist the losses and damages caused by unforeseeable and sudden reasons under the conditions stated below:

• Machinery and equipment are in good working order
• Testing period must be completed
• Project Insurances
• Construction All Risks Insurance
• Erection All Risks Insurance 
• Natural Gas Installation Insurance

Project insurances provide coverage for the insured values located in the construction/erection field against the losses and damages caused by unforeseeable and sudden reasons excluding the exceptions mentioned on the policy. Construction facilities, machineries, employer’s current property on the construction field and the expenses for removal of debris shall also be covered upon the request.